80S Retro Clothing: Stocking Stuffer Christmas Present Suggestions For Her Understand Emo. Emo has numerous meanings. It"s a musical genre combining hardcore music with unhappy, emotional lyrics. It"s an abbreviated way to label somebody emotional. It"s a lifestyle fashion. It"s a blend of some or all of these components of type, style, culture. It"s open for debate and typically depends on someone"s individual expression. The phrase "Emo" loosely describes emotional rock, and most Emo"s like Indie music. These can typically be bought online, and almost often you will be able to buy cheap beer koozies in no matter what layout, color or design you want. Beer huggers now can be utilised on bottles, and are also produced to be foldable or collapsible. Right now these products work on hot or cold drinks. You can get them printed wristbands as properly and add customized photographs to them. Don"t limit your custom-made debossed wristbands to a single shade only. Pick the a single that will perfectly suit the concert occasion & that will be an eye-catcher to the concert goers. Also, choose a layout that has much more of a positive vibe in it when you don it. These objects can earn favorable comments for the event organizers, so take your time to develop one for the concert. With the advent of Rock Band Beatles, there is a new generation of teenagers falling in love with their music. These Beatles-loving teenagers can very easily pull off a group Halloween costume for their celebration or trick-or-treating. Each particular person in the group must dress in a grey suit with a black tie, acquire a wig or brush their hair into their encounter, carry all around a guitar (homemade, real, or the Rock Band ones!), and talk with an English accent. Outstanding idea if they are going to a celebration that will truly have Rock Band Beatles game. If you"re not a big coffee or tea drinker but you nonetheless want to be ready to make use off-printed mugs, you can usually decide on to use them as supplies holders. Something tiny and compact can be positioned in a coffee mug and stored there. You can use customized coffee mugs to hold paper clips, pens and pencils, rubber bands, binder clips, added staples, and any other small products that you require to use throughout the day. Pregnant followers of lost discover a black tank top and a black skirt, or a black maternity dress with a tank best cut. Carry a designer black and white fitness center bag around with you. Dress in a lengthy blond wig and tie some of your hair back with a plain hair tie, so it is out of your face. Add a random necklace on black string and a bunch of black cool wristbands on each arm. In this quick-paced world, the days of just 3 meals are lengthy gone. Studies have shown that eater much less per experience, but more overall in fact helps you drop excess weight. So of program, our week body makeover consists of this as nicely. What"s with the carbs and protein? It aids your hunger all through the day by generating you feel fuller even though you may not be. Throughout the snack parts of the day, bring a couple protein bars to work. For a Halloween costume of John Locke on ABC"s Lost, it would be ideal if you commence with a shaved head. Dress in a skull cap if this is not an choice. Dress in a medium brown t-shirt, tan pants, a view and a pair of brown boots. Add a black belt with a prolonged knife holder. Carry all around a fake knife.
Have you ever endured the problem of being bombarded by phone calls from dozens of restless property agents soon after you"ve placed an apartment with them for sale or lease in the market?
It could be exasperating at times, exacerbated by the fact that one might not be able to afford offending finicky potential buyers, particularly when the seller is desperately trying to get rid of the property.
The troublesome situation, perhaps, can now be addressed by online property agency Okay.com"s mass database and information sharing culture.
The company, whose name "Okay" sounds like the Cantonese word for "home", was launched in 2011 in a bid to solve some of the problems in Hong Kong"s large, but fragmented real-estate industry.
"It could be a big frustration for consumers here when, after doing intensive research on the local market, all they could find are fake listings or obsolete information dating back to many years ago. Thus, they"ve to work with many different agencies," says Joshua Han Miller, chief executive of Okay.com.
Miller — a former vice-president at Morgan Stanley"s global capital markets unit in New York — thought of starting his own business after quitting the investment banking giant in 2005. He joined Asia Pacific Properties, which was founded by his mother, to learn how to run a business, and subsequently bought a majority stake in Okay.com in 2011.
"It was a property website with no agents. But, we saw an opportunity to chart a new direction for us," says Miller. He and his team went on to build up an online agency using technology and data to help consumers spend much less time in locating a property of their choice.
Currently, Okay.com boasts having between 4,500 and 5,500 properties listed in Hong Kong on its website, with nearly 98 percent of them available for immediate viewing by consumers. The company"s agents can use mobile devices to access the backend system with a huge database if they"re out of the office, a quite efficient way to respond to clients" requests.
"Data is really what we are offering as a company," says Miller, adding that such information gives their staff a "huge advantage".
"This is an industry where agents compete against each other, so they keep their best information in their pocket or in their mobile phones."
Among conventional agencies, property agents used to hang on to property listings themselves and would only release information when necessary as they want to protect their commission. But, this creates a problem for consumers as they cannot have the full options for the properties available.
As an online platform, Okay.com has vastly saved rental expenses on setting up offline outlets. It also enables the agency to encourage its staff to share information with each other with financial incentives. The one who provides the relevant information stands to reap up to 10 percent of the commission once others have closed a deal.
"If all the agents in our ecosystem are sharing their information, the network effect is much more powerful," explains Miller. He believes that, in this way, consumers will have 10 times more property listings from Okay.com"s staff than from other property agents, and they only have to stick with just one agent.
Miller admits he cannot force all agents to do that, but they"ll find they would have lost the opportunity to make more money when others are one step ahead in providing a piece of information.
"It"s like a team sport. If you"re trying to play football and everyone in your team is fighting you for the ball, you"re not going to get very far. But, if you can work together as a team, then you can do very powerful things."
Thanks to its sharing culture and massive database, the agency"s revenue had continued to grow 40 percent year-on-year in the first quarter of this year after having risen 51 percent last year from 2016.
Miller agrees that Okay.com is called the "Uber of real estate" to a certain extent, as it is a new platform for agents to find and serve customers. And the company"s next step, like Uber, is to aggregate the data collected and create new value that was not there before.
For example, in valuing a certain property, different banks may vary by 20 percent in their assessments. The main reason for this is that they may lack key information, such as the number of units available in the same building, the asking prices, the rentals and the consumer behavior trend.
However, the condition will improve if Okay.com provides data to these banks to do more specific risk analysis and valuation analysis.
At the same time, the agency will focus more on developing advanced analytics tools and regression analysis to help consumers in plotting trends and predicting what"s going to happen in a certain district.
A new version of the company"s website will be launched later this year with more historical data and analytics concerning the relative values of properties in a district. With the agency"s rapid development, the impact of data is more and more obvious and advanced.
Miller believes that what he"s doing will further remedy the imbalance in supply and demand in the local property market.
"The market"s effective supply is actually less than the real supply. A lack of transparency makes it harder for people to see what is actually there," he says. "If we can bring transparency to the market, in effect, we can increase market supply and that will help bring prices down or at least take them back to a normal level."
Contact the writer at [email protected]baller bands custom rubber band bracelets make your own wristband 24 hour wristbands.com cheap custom wristbands